When Is a Good Time to Rent? Not Now! 何時是租屋的好時機?不是現在!

When Is a Good Time to Rent? Not Now!

People often ask if now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent.

許多人經常會問現在是否為買房子的好時機,卻沒有人問過什麼時候是租房的好時機,我們想要讓大家明白,今日絕不是不是租屋的好時機。

The Census Bureau recently released their third quarter median rent numbers. Here is a graph showing rent increases from 1988 until today:

人口普查局最近公佈了第三季度的平均租金數據,下圖為顯示從1988年至今日的租金升漲圖: (more…)

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4 Reasons to Buy Your Dream Home This Winter 四個今年冬天購買夢想之屋的原因

4 Reasons to Buy Your Dream Home This Winter

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for spring!

隨著溫度開始下降,您可能會認為房屋市場熱度也跟著下降,這完全與事實相反!以下為四個您應該在這個冬天購買夢想房屋的原因,而不是等到春天!

1. Prices Will Continue to Rise
房價將持續上漲

CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.3% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.2% over the next year.

CoreLogic最新的房價指數報告指出,過去12個月內房價已上漲了6.3%,該報告預測,價格將在未來一年持續以5.2%的速度增漲。

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

房屋最低價時期已經來了又過了,房價接下來將持續上升,繼續等待不再有意義。 (more…)

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New Home Sales Race to Keep Up with Demand [INFOGRAPHIC]

New Home Sales Race to Keep Up with Demand [INFOGRAPHIC]

Some Highlights:
重點整理

  • Many buyers who are searching for their dream homes are turning to new home construction after 10% of all new home buyers sighted a lack of inventory of existing homes as their reason for purchase.
    許多正在尋找夢想家園的買家轉向建商新屋建設,10%的新房購屋者表示現有房屋庫存不足為他們購買新屋的理由。
  • The median home price decreased slightly from September’s high of $314,100 to $304,500 in October.
    房價平均售價9月份的$314,100美元略微下降至10月份的$304,500美元。
  • The West saw the largest month over month jump in sales at 28.7%.
    美西地區的月銷量增長了28.7%。
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5 Reasons Why Homeownership Is a Good Financial Investment 擁有房屋是聰明投資的5個原因

5 Reasons Why Homeownership Is a Good Financial Investment

According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?

根據Trulia最近的一份報告,“在100個大都市圈地區,購屋比租屋便宜平均37.7%”,這可能使有些人想要購屋而不是再簽下一年的租約,但是,從理財觀點來看,這是值得的投資嗎?

In the report, Ralph McLaughlin, Trulia‘s Chief Economist explains:
在報告中,Trulia首席經濟學家Ralph McLaughlin解釋說: (more…)

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Is Getting a Home Mortgage Still Too Difficult?

Is Getting a Home Mortgage Still Too Difficult?

There is no doubt that mortgage credit availability is expanding, meaning it is easier to finance a home today than it was last year. However, the mortgage market is still much tighter than it was prior to the housing boom and bust experienced between 2003 – 2006.

毫無疑問,房屋貸款的可得性正在擴大,這意味著現在比去年更容易拿到貸款,然而,房貸市場仍然比2003 – 2006年房市繁榮和蕭條期間更為嚴格。

The Housing Financing Policy Center at the Urban Institute just released data revealing two reasons for the current exceptionally high credit standards:

城市研究所的住屋金融政策中心剛剛發布了最新數據,揭示了目前異常高信用標準的兩個原因: (more…)

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[Rowland Heights] Jang Ga Nae 장가네 張家店

Jang Ga Nae

I met with college friends for lunch.
Our friend Linda picked the spot and Jang Ga Nae.
She said she watched a Korean drama “Let’s Eat”,
and the main characters had Gam Ja Tang so she wanted it, too.
Her Korean husband found this restaurant, and it was one of the best Gam Ja Tang she’s had.

這天和大學同學吃午餐,Linda同學選了Jang Ga Nae這家餐廳,
他說有次在看韓劇”一起吃飯吧”,男女主角吃了豬骨湯,所以他看了也好想吃,
Linda的韓國老公就找到這家餐廳,他們吃過以後覺得這家非常好吃。 (more…)

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[Artesia] Kariya Shabu Shabu & BBQ 可利亞

Kariya Shabu Shabu & BBQ

When I was kid in Taiwan, my parents used to take us to those shabu and BBQ kind of restaurant.
They all have similar names… Kariya, Coriya, Cariya, Karaya and that sort.

小時候在台灣,記得爸媽會帶我們去吃這種火鍋加烤肉的餐廳,
而且每一家的名字好像都差不多,可利亞,可加利,都是什麼可什麼亞的。 (more…)

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Mortgage Interest Rates Just Went Up… Should I Wait to Buy?

Mortgage Interest Rates Just Went Up… Should I Wait to Buy?

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie MacFannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters.

Freddie Mac的報導指出房貸利率在過去幾周持續增漲,Freddie Mac、Fannie Mae、房貸銀行家協會和全國房地產經紀人協會皆呼籲,房貸利率會在未來四個季度繼續上漲。

This has caused some purchasers to lament the fact they may no longer be able to get a rate less than 4%. However, we must realize that current rates are still at historic lows.

使得一些購屋者感到遺憾的是,他們可能不再能夠獲得低於4%的利率,但是我們必須認知到的是,目前的利率仍然處於歷史低點。

Here is a chart showing the average mortgage interest rate over the last several decades.

以下為顯示了過去幾十年的平均利率圖表。 (more…)

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[Fullerton] Samgeoli Korean Restaurant 家飯 삼거리집

Samgeoli Korean Restaurant

Samgeoli Korean Restaurant is about 5 minutes drive from our house.
We got take out from them a few times already.
We usually get their beef rib soup and dumpling soup.
Both are hearty Korean soup dishes that tastes like a Korean grandma made it.
Last weekend we dined in at the restaurant for the first time.

Samgeoli這家韓國餐廳離我們家開車只要五分鐘,
之前已經來買過外賣幾次,
通常我們都是點牛骨湯和餃子湯,
這兩道都非常好吃,吃起來像是韓國奶奶煮的那種家裡的味道,
上個週末我們第一次去餐廳內用餐。 (more…)

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