[Fullerton] Kopan Ramen

Kopan Ramen

Kopan Ramen has almost 1,700 reviews on Yelp with 4 stars rating.
We were very much looking forward to try this place.
Unfortunately, this ramen place didn’t do it for us.

It was Monday night, and the restaurant was completely full with tons of people waiting.
The wait wasn’t too bad since turn around time per table is pretty quick.
We were seated in about 15 minutes.

Kopan拉麵在Yelp上面有將近1,700個食評,評價有四顆星,
所以我們超期待來試試這家拉麵店,
可惜吃完以後還頗失望的。

我們是昨天星期一晚上去的,
店裡爆滿,還有好多等位的客人,
不過等的時間很快,因為吃拉麵的客人都吃蠻快的,
我們大概等15分鐘就有位子了。 (more…)

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[Irvine] Corner Bakery Cafe

Corner Bakery Cafe

I had a coupon for buy 1 sandwich/panini get 1 free from Corner Bakery Cafe.
After doctor’s appointment in Irvine, I stopped by at the Market Place location for lunch.

有張Corner Bakery買一個三明治送一個三明治的折價卷,
在爾灣看完醫生後,就彎到Market Place的這家分店買午餐。 (more…)

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[Fullerton] Zewadeh Mediterranean Grill

Zewadeh Mediterranean Grill

I haven’t bought Groupon for a long long time.
A few days ago, I went on to Groupon to see if there are any places with good deals.
I found Zewadeh Mediterranean Grill with a $15 for $20 deal and an extra 20% off coupon.
That makes it $12 to get $20 of food and drinks.
The restaurant has good reviews on Yelp.
So let’s give it a try.

好久好久沒有用Groupon了,
記得當年他們剛推出的時候超紅的,
後來不知道怎麼樣就越來越沒落。
前幾天想起這個網站,
想說上去看看有沒有什麼好地方有優惠的,
看到了這家Zewadeh地中海料理的$15抵$20優惠
外加有打八折的折價碼,
最後是$12可以抵$20的消費,
上了Yelp看一下評論,都很不錯,
所以決定來試試看~ (more…)

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The Impact Your Interest Rate Has on Your Buying Power [INFOGRAPHIC] 利率對您購買力的影響 [圖表]

The Impact Your Interest Rate Has on Your Buying Power [INFOGRAPHIC]

Some Highlights:
重點整理

  • Your monthly housing cost is directly tied to the price of the home you purchase and the interest rate you secure for your mortgage.
    您的每月住屋成本與購買的房屋價格和房屋貸款利率息息相關。
  • Over the last 30 years, interest rates have fluctuated greatly with rates in the double digits in the 1980s, all the way down to the near 4% we are experiencing now.
    在過去30年中,利率在80年代的波動最大,甚至高到兩位數,之後利率持續下降,一直到我們現在大約4%的利率。
  • Your purchasing power is greatly impacted by the interest rate you secure. Act now before rates go up!
    利率對您的購買能力有極大影響,在利率上漲前,請把握機會趁現在趕快行動!
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The #1 Reason to Sell Now… Not Next Spring 應該趁現在售屋的最佳原因… 而不是等到明年春天

The #1 Reason to Sell Now… Not Next Spring

The price of any item (including residential real estate) is determined by ‘supply and demand’. If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.

任何商品(包括房地產)的價格均由“供應和需求”決定,如果有很多人正在尋找購買商品,而該商品的供應有限,則商品價格就會上漲。

According to the National Association of Realtors (NAR), the supply of homes for sale dramatically increases every spring. As an example, here is what happened to housing inventory at the beginning of 2016:

根據全國房地產經紀人協會(NAR)表示,每年春天,出售房屋的供應量大大增加。 舉例說明,下圖為2016年初房屋庫存發生的情況: (more…)

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Building Your Family’s Wealth Over the Next 5 Years 在未來5年建立家庭的財富

Building Your Family’s Wealth Over the Next 5 Years

Over the next five years, home prices are expected to appreciate 3.24% per year on average and to grow by 21.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

根據Pulsenomics最新的房價預期調查,在未來五年,房價預計每年平均升值3.24%,累計增長21.4%。

So, what does this mean for homeowners and their equity position?

那麼,這對於屋主和他們的抵押產權意味著什麼呢?

As an example, let’s assume a young couple purchases and closes on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?

舉個例子,讓我們假設一對年輕夫婦在1月份買下了一棟25萬美元的房屋,如果我們只看房子預計增漲的價格,那他們將在未來5年賺取多少的抵押產權呢? (more…)

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Home Prices: Where Will They Be in 5 Years? 五年後的房價?

Home Prices: Where Will They Be in 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

最近許多房地產話題都圍繞著房價的走向,這就是為什麼我們很喜歡房屋價格預期調查報告的原因。

Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

每個季度,Pulsenomics諮詢100多位經濟學家、房地產專家、投資和市場行銷專家調查他們認為房價在未來五年的走向,並將100多位專家的預測平均計算為一個數字。

The results of their latest survey:
最新的調查結果顯示:

(more…)

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Americans Are on The Move [INFOGRAPHIC]

Americans Are on The Move [INFOGRAPHIC]

Some Highlights:
重點整理

  • For the 4th year in a row, the Northeast saw a concentration of High Outbound activity.
    連續第四年,東北地區出現了高度遷出率。
  • Oregon held on to the top stop of High Inbound states for the 3rd year in a row.
    俄勒岡州連續第三年為最高遷入率。
  • Much of this Outbound activity can be attributed to Boomers relocating to warmer climates after retiring.
    大多數遷出率可歸因於老人們在退休後搬遷到較溫暖氣候的地區。
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Will Increasing Mortgage Rates Impact Home Prices? 上漲的利率會影響房價嗎?

Will Increasing Mortgage Rates Impact Home Prices?

There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of the home, plus the cost of financing that home. If mortgage interest rates increase, fewer people will be able to buy, and logic says prices will fall if demand decreases.

有些人認為如果房貸利率上漲,房價將降低。由直覺觀點來看,這是有道理的,因為房屋的成本是由房屋價格加上貸款共同決定。如果房貸利率增加,更少的人們有能力購屋,以邏輯來判斷,如果需求下降,價格將下降。

However, history shows us that this has not been the case the last four times mortgage interest rates dramatically increased.

然而,歷史告訴我們,這並不是最後四次利率大幅增加後的情況。

Here is a graph showing what actually happened:

以下圖表顯示實際發生的狀況: (more…)

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Selling in the Winter Attracts Serious Buyers 冬天賣屋可吸引認真的買家

Selling in the Winter Attracts Serious Buyers

A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.

最近一項對過去四年內700多萬戶房屋銷售的研究表明,房屋上市的季節可揭示房屋出售價格高過開價的可能性,以及多迅速的成功出售房屋。

It’s no surprise that listing a home for sale during the spring saw the largest return, as the spring is traditionally the busiest month for real estate. What is surprising, though, is that listing during the winter came in second!

並不令人驚訝,在春天期間出售的房屋出售回報最大,因為春天是傳統上房地產市場最繁忙的月份,然而令人驚訝的是,冬季房屋上市位居第二名! (more…)

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