According to the latest Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, homeownership is a better way to produce greater wealth, on average, than renting. The results from the first quarter index showed that “16 of the 23 metropolitan markets investigated moved in the direction of buy territory.”
We were craving for Chinese dumplings and noodles.
It was Sunday afternoon, and every Chinese restaurants in Irvine was packed.
Luckily we only had to waited for about 20 minutes and got a table at 101 Noodle Express.
Eric Belsky is the Managing Director of the Joint Center of Housing Studies (JCHS) at Harvard University.He authored a paper on homeownership titled – The Dream Lives On: The Future of Homeownership in America. In his paper, Belsky reveals five financial reasons why people should consider buying a home.
Your landlord keeps hiking up your rent, and you’re tired of reworking your budget to accommodate the other areas of your life — or worse, searching for a new rental. You want to invest in a home for sale, but you’re not sure if now is the right time.
There are two likely reasons for your hesitation: time and money. Deciding if you should rent or buy can be determined in part by your commitment to an area — you could have legitimate concerns about job relocation or you may wonder if the space you can afford now will be flexible enough that you won’t grow out of it just a few years down the road. And on an economic level, perhaps you’re not sure you can afford all the costs that a down payment, mortgage, and home maintenance entail.
How many steps does your skin routine have?
Before I got into Korean skincare, I only do 2 steps – clean and moisturize.
Then I read about the 10-step Korean skincare routine on the internet.
What? 10 steps? How much time is that going to take?
I had so many questions and didn’t know where to start.
Then I got The Little Book of Skin Care by Charlotte Cho.
If you want to learn all about Korean skincare, get this book!
If you want your skin to look good, you have to treat it with care.
Let’s go over the 10-step Korean skincare routine.
在接觸韓國保養品之前，我的步驟只有兩個 – 洗臉和擦面霜，
所以我買了這本書 – The Little Book of Skin Care，