Americans Believe Real Estate is Best Long-Term Investment

Americans Believe Real Estate is Best Long-Term Investment

According to Bankrate’s latest Financial Security Index Poll, Americans who have money to set aside for the next 10 years would rather invest in real estate than any other type of investment.

據Bankrate的最新財務安全指數民意調查,由能力可在未來10年儲蓄的美國人認為,投資房地產比任何其他投資來得值得。

Bankrate asked Americans to answer the following question:

Bankrate請美國人回答以下問題:

“Which would be the best way to invest money you did not need for more than 10 years?”

“什麼是最佳投資方式來使用未來10年您所不需要的金錢?” (more…)

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The Top Reason to List Your House For Sale Now!

The Top Reason to List Your House For Sale Now!

If you are debating listing your house for sale this year, here is the #1 reason not to wait! 

如果您正在考慮是否要在今年出售房屋,這是您不該再猶豫的第一名理由!

Buyer Demand Continues to Outpace the Supply of Homes For Sale

買家的需求持續超過出售房屋供應量 (more…)

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Brexit 1 Month Later: The Impact on Mortgage Rates

Brexit 1 Month Later: The Impact on Mortgage Rates

Just over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there was a lot of speculation on how that decision would impact the U.S. residential mortgage market. Today, we want to look at the impact of the first 30 days.

一個月前英國決定退出歐盟,俗稱Brexit,當時對此決定將如何影響美國房屋貸款市場有諸多猜測,今天讓我們來看看在這30天中的影響。 (more…)

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Slaying Myths About Home Buying [INFOGRAPHIC]

Slaying Myths About Home Buying [INFOGRAPHIC]

Some Highlights:
重點整理:

  • Interest Rates are still below historic numbers.
    利率仍舊是歷史最低點。
  • 88% of property managers raised their rent in the last 12 months!
    88%的租屋管理人員表示未來12個月內將升漲房租!
  • Credit score requirements to be approved for a mortgage continue to fall.
    獲得房貸批准的信用分數持續降低。
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Baby Boomers Are On the Move

Baby Boomers Are On the Move

According to a Merrill Lynch study“an estimated 4.2 million retirees moved into a new home last year alone.” Two-thirds of retirees say that they are likely to move at least once during retirement.

根據美林的研究,“僅去年一年,估計有420萬退休人員搬進了新家。”有三分之二的退休人員表示他們很可能在退休後至少搬一次家。 (more…)

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Rents Skyrocket at Highest Rate in Almost a Decade

Rents Skyrocket at Highest Rate in Almost a Decade

The Consumer Price Index (CPI) was released by the Labor Department last week. An analysis by Market Watch revealed the cost of rent was 3.8% higher than a year ago for the second straight month in June. That’s the strongest yearly price gain since 2007.

上週勞工部公佈了最新的消費者價格指數(CPI),通過市場觀察分析顯示,六月份租金比去年同期持續兩個月多了3.8%,這是自2007年以來最大的年度價格漲幅。

This coincides with a report released earlier this month in which AxioMetricsannounced that rents are continuing to increase in 2016. The report revealed:

這與本月初發布的一份報告不謀而合,AxioMetrics表示,租金在2016年將持續增漲,報告顯示: (more…)

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A Homeowner’s Net Worth is 45x Greater Than a Renter’s!

A Homeowner's Net Worth is 45x Greater Than a Renter's!

Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

每隔三年,美聯儲會收集所有經濟和社會群體的數據來做消費者財務調查。最新的調查包含來自2010年至2013年的數據,報告指出,屋主的身家價值比租屋者高於36倍 ($194,500與$5,400)。

In a Forbes article, the National Association of Realtors’ (NAR) Chief Economist Lawrence Yun predicts that in 2016 the net worth gap will widen even further to 45 times greater.

在Forbes的文章指出,全美地產經紀商協會(NAR)首席經濟學家勞倫斯·雲預估,在2016年身家價值差距將進一步拉大至45倍。 (more…)

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3 Questions Every Buyer Should Ask Themselves

3 Questions Every Buyer Should Ask Themselves

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

如果您正在考慮是否現在買房子,可能從朋友和家人那兒得到了很多建議,雖然他們都是好意,但他們可能不完全了解您的需求,以及目前房地產市場的走向。

Answering the following 3 questions will help you determine if now is actually a good time for you to buy in today’s market.

回答以下三個問題可幫助您決定現在是否為上場購屋的好時機。 (more…)

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Should I Wait Until Next Year? Or Buy Now? [INFOGRAPHIC]

Should I Wait Until Next Year? Or Buy Now? [INFOGRAPHIC]

Some Highlights:
重點整理:

  • The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.
    如持續等待再購屋將付出更多的代價,在未來房價和利率都將持續上漲。
  • Freddie Mac predicts interest rates to rise to 4.6% by next year.
    房地美預估明年利率將上漲至4.6%。
  • CoreLogic predicts home prices to appreciate by 5.3% over the next 12 months.
    CoreLogic預估房價在未來12個月將上漲5.3%。
  • If you are ready and willing to buy your dream home, find out if you are able to!
    如果您想要搬入夢想的家園,請與我們聯絡,看看您是否早有能力購屋!
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3 Crucial Questions Most Home Buyers Don’t Know the Answer To…DO YOU?

3 Crucial Questions Most Home Buyers Don’t Know the Answer To...DO YOU?

Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to:

無論您正在考慮購買您的第一棟房子,或是搬家到您和家人夢想中的房屋,有三個關鍵問題,您必須知道答案:

  1. What is the minimum down payment required to purchase a home?
    購買房屋的最低頭期款是多少?
  2. What is the minimum FICO score required to qualify for a mortgage?
    獲得房屋貸款所需的最低FICO信用分數是多少?
  3. What is the maximum Back-End DTI Ratio allowed?
    最高可允許的負債比例是多少?

(more…)

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