Appraisers & Homeowners Don’t See Eye-To-Eye on Values 評估師和屋主對房價看法不同

Appraisers & Homeowners Don’t See Eye-To-Eye on Values

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.

在今日的房屋市場,供應非常低,需求非常高,因此房價迅速增長,許多專家預測,未來12個月內房價可能再升漲5%,在這樣的市場中的一個主要挑戰便是銀行估價。

If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the selling price when performing the appraisal for the bank.

如果價格上漲,估價師在幫銀行做房屋估價時,很難找到足夠可比較的銷售紀錄(最近在附近成交的類似房屋)。 (more…)

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[Fullerton] El Camino Real

El Camino Real

I had a serious craving for nachos.
Not just a simple nachos, but nachos with tons of goodies on it.
A quick search online, I found El Camino Real in Fullerton.
We called in to order for pickup.
Our food was ready in 15 minutes.

有天晚上超級想吃烤墨西哥玉米片,
而且不是想要那種速食店的陽春型,是要有滿滿的料那種,
上網找了一下發現了Fullerton的El Camino Real,
我們先打了電話點菜,15分鐘食物就準備好可以領取了。 (more…)

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The Role Access Plays in Getting Your House SOLD! 參觀權限對成功出售房屋的重要性

 The Role Access Plays in Getting Your House SOLD!

So you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential buyers.

所以您決定出售房屋了,您已經聘請了一位專業房仲來協助您完成整個過程,現在房仲正詢問您希望提供買家什麼樣的房屋參觀權限。

There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing and Price. There are many levels of access that you could provide to your agent to be able to show your home.

一個優質的出售屋有四個元素,第一重要的是參觀權限,接下來為房屋狀況,資金支援,和出售價格。有許多不同的房屋參觀權限可讓買家來參觀房屋。

Here are five levels of access that you could give a buyer with a brief description:

以下為可提供買家的五種房屋參觀權限: (more…)

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The Past, Present & Future of Home Prices 過去、現在和未來的房價

The Past, Present & Future of Home Prices

CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month and projected over the next twelve months.

CoreLogic上週發布了他們最新的房價指數,報告中發表了三項房價上升的數據:過去一年、過去一個月、和預計未來十二個月的升值百分比。

Here are state maps for each category:
以下為每項數據的地圖表:
(more…)

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3 Questions to Ask Before Buying Your Dream Home 購買夢想家園前必問的3個問題

3 Questions to Ask Before Buying Your Dream Home

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.

如果您現在正在考慮是否應該購屋,也許有許多人給您建議,雖然您的朋友和家人都是為您好,但他們也許並不完全了解您的需求,和目前房地產市場的走向。

Ask yourself the following 3 questions to help determine if now is actually a good time for you to buy in today’s market.

要確認現在是否為購屋的好時機,可以問問自己以下3個問題來幫助您決定。 (more…)

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Mortgage Rates by Decade Compared to Today [INFOGRAPHIC] 今日與昔日的房貸利率比較 [圖表]

Mortgage Rates by Decade Compared to Today [INFOGRAPHIC]

Some Highlights:
重點整理

  • The interest rate you secure for your mortgage greatly influences your monthly housing costs.
    您的房貸利率大大影響每月住屋開銷。
  • In the 1980s, 30-year fixed mortgage rates averaged in the high 12s making the monthly principal and interest payment over $2,000.
    在1980年代,30年期固定房貸利率平均值為12%以上,使得每月本金和利息開銷超過$2,000美元。
  • Interest rates are still at historic lows; this is a great time lock in your housing cost and protect yourself from increasing rents, or refinance your current mortgage.
    目前利率仍處於歷史低點,這是一個鎖定您住屋成本、保護自己不受上漲租金影響、以及重新貸款的好時機。
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Why We Need More Newly Constructed Homes 為什麼我們需要更多建商新屋

Why We Need More Newly Constructed Homes

The number of new home sales is far off historic norms. The National Association of Realtors (NAR) just reported that the percentage of all house sales that were newly constructed homes has fallen to the lowest numbers in forty years. Here is a graph showing the percentages:

目前新屋的銷售數量遠遠超過歷史規範,全國房地產經紀人協會(NAR)最新報告表示,建商新屋的所有銷售量百分比已經下降到四十年來最低的數字,下圖為顯示百分比的圖表: (more…)

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Have You Put Aside Enough for Closing Costs? 您是否留有足夠現金支付交易費用?

Have You Put Aside Enough for Closing Costs?

There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled this myth by showing that there are many loan programs that allow you to put down as little as 3% (or 0% with a VA loan).

有許多買家,甚至賣家,認為需要20%的頭期款才能購屋,我們一次又一次的表明,有許多不同的房貸計畫,讓買家可以支付只要3%的頭期款(甚至無頭期款的VA軍人房貸)。

If you have saved up your down payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have saved enough for your closing costs.

如果您存夠了頭期款,並準備開始尋找您的家,另一件重要的事情是要確定您有足夠的金錢可以支付交易費用。

Freddie Mac defines closing costs as:
房地美對交易費用的定義為: (more…)

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Strong Buyer Demand Continues to Outpace Inventory of Homes for Sale 強大的買家需求持續超過出售屋庫存

Strong Buyer Demand Continues to Outpace Inventory of Homes for Sale

The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for their monthly REALTORS Confidence Index.

所有產品的價錢都是由供應量和市場需求來決定的,房地產經紀人全國協會(NAR)為每月出版的房仲信心指數調查了”超過五萬位房地產從業人員對未來的房屋銷售量,價格和市場條件的走向”。

Their latest edition sheds some light on the relationship between Seller Traffic (supply) and Buyer Traffic (demand).

最新的調查結果顯示了買家流量(需求)和賣家流量(供應)之間的關係。 (more…)

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Think You Should FSBO? 5 Reasons to Think Again! 想要自己賣房子嗎?5個原因請您三思!

Think You Should FSBO? 5 Reasons to Think Again!

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.

在今天的市場中,房價上漲和庫存不足,一些屋主可能考慮自己試圖出售房屋,在房地產業內稱為屋主自售(FSBO),這可能對絕大多數的賣家來說不是個好主意。

Here are the top five reasons:
以下為五大原因: (more…)

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