Category: Real Estate

The Impact Your Interest Rate Has on Your Buying Power [INFOGRAPHIC] 利率對您購買力的影響 [圖表]

The Impact Your Interest Rate Has on Your Buying Power [INFOGRAPHIC]

Some Highlights:
重點整理

  • Your monthly housing cost is directly tied to the price of the home you purchase and the interest rate you secure for your mortgage.
    您的每月住屋成本與購買的房屋價格和房屋貸款利率息息相關。
  • Over the last 30 years, interest rates have fluctuated greatly with rates in the double digits in the 1980s, all the way down to the near 4% we are experiencing now.
    在過去30年中,利率在80年代的波動最大,甚至高到兩位數,之後利率持續下降,一直到我們現在大約4%的利率。
  • Your purchasing power is greatly impacted by the interest rate you secure. Act now before rates go up!
    利率對您的購買能力有極大影響,在利率上漲前,請把握機會趁現在趕快行動!

The #1 Reason to Sell Now… Not Next Spring 應該趁現在售屋的最佳原因… 而不是等到明年春天

The #1 Reason to Sell Now… Not Next Spring

The price of any item (including residential real estate) is determined by ‘supply and demand’. If many people are looking to buy an item and the supply of that item is limited, the price of that item increases.

任何商品(包括房地產)的價格均由“供應和需求”決定,如果有很多人正在尋找購買商品,而該商品的供應有限,則商品價格就會上漲。

According to the National Association of Realtors (NAR), the supply of homes for sale dramatically increases every spring. As an example, here is what happened to housing inventory at the beginning of 2016:

根據全國房地產經紀人協會(NAR)表示,每年春天,出售房屋的供應量大大增加。 舉例說明,下圖為2016年初房屋庫存發生的情況: (more…)

Building Your Family’s Wealth Over the Next 5 Years 在未來5年建立家庭的財富

Building Your Family’s Wealth Over the Next 5 Years

Over the next five years, home prices are expected to appreciate 3.24% per year on average and to grow by 21.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

根據Pulsenomics最新的房價預期調查,在未來五年,房價預計每年平均升值3.24%,累計增長21.4%。

So, what does this mean for homeowners and their equity position?

那麼,這對於屋主和他們的抵押產權意味著什麼呢?

As an example, let’s assume a young couple purchases and closes on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?

舉個例子,讓我們假設一對年輕夫婦在1月份買下了一棟25萬美元的房屋,如果我們只看房子預計增漲的價格,那他們將在未來5年賺取多少的抵押產權呢? (more…)

Home Prices: Where Will They Be in 5 Years? 五年後的房價?

Home Prices: Where Will They Be in 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

最近許多房地產話題都圍繞著房價的走向,這就是為什麼我們很喜歡房屋價格預期調查報告的原因。

Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

每個季度,Pulsenomics諮詢100多位經濟學家、房地產專家、投資和市場行銷專家調查他們認為房價在未來五年的走向,並將100多位專家的預測平均計算為一個數字。

The results of their latest survey:
最新的調查結果顯示:

(more…)

Americans Are on The Move [INFOGRAPHIC]

Americans Are on The Move [INFOGRAPHIC]

Some Highlights:
重點整理

  • For the 4th year in a row, the Northeast saw a concentration of High Outbound activity.
    連續第四年,東北地區出現了高度遷出率。
  • Oregon held on to the top stop of High Inbound states for the 3rd year in a row.
    俄勒岡州連續第三年為最高遷入率。
  • Much of this Outbound activity can be attributed to Boomers relocating to warmer climates after retiring.
    大多數遷出率可歸因於老人們在退休後搬遷到較溫暖氣候的地區。

Will Increasing Mortgage Rates Impact Home Prices? 上漲的利率會影響房價嗎?

Will Increasing Mortgage Rates Impact Home Prices?

There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of the home, plus the cost of financing that home. If mortgage interest rates increase, fewer people will be able to buy, and logic says prices will fall if demand decreases.

有些人認為如果房貸利率上漲,房價將降低。由直覺觀點來看,這是有道理的,因為房屋的成本是由房屋價格加上貸款共同決定。如果房貸利率增加,更少的人們有能力購屋,以邏輯來判斷,如果需求下降,價格將下降。

However, history shows us that this has not been the case the last four times mortgage interest rates dramatically increased.

然而,歷史告訴我們,這並不是最後四次利率大幅增加後的情況。

Here is a graph showing what actually happened:

以下圖表顯示實際發生的狀況: (more…)

Selling in the Winter Attracts Serious Buyers 冬天賣屋可吸引認真的買家

Selling in the Winter Attracts Serious Buyers

A recent study of more than 7 million home sales over the past four years revealed that the season in which a home is listed may be able to shed some light on the likelihood that the home will sell for more than asking price, as well as how quickly the sale will close.

最近一項對過去四年內700多萬戶房屋銷售的研究表明,房屋上市的季節可揭示房屋出售價格高過開價的可能性,以及多迅速的成功出售房屋。

It’s no surprise that listing a home for sale during the spring saw the largest return, as the spring is traditionally the busiest month for real estate. What is surprising, though, is that listing during the winter came in second!

並不令人驚訝,在春天期間出售的房屋出售回報最大,因為春天是傳統上房地產市場最繁忙的月份,然而令人驚訝的是,冬季房屋上市位居第二名! (more…)

When Is a Good Time to Rent? Not Now! 何時是租屋的好時機?不是現在!

When Is a Good Time to Rent? Not Now!

People often ask if now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent.

許多人經常會問現在是否為買房子的好時機,卻沒有人問過什麼時候是租房的好時機,我們想要讓大家明白,今日絕不是不是租屋的好時機。

The Census Bureau recently released their third quarter median rent numbers. Here is a graph showing rent increases from 1988 until today:

人口普查局最近公佈了第三季度的平均租金數據,下圖為顯示從1988年至今日的租金升漲圖: (more…)

4 Reasons to Buy Your Dream Home This Winter 四個今年冬天購買夢想之屋的原因

4 Reasons to Buy Your Dream Home This Winter

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for spring!

隨著溫度開始下降,您可能會認為房屋市場熱度也跟著下降,這完全與事實相反!以下為四個您應該在這個冬天購買夢想房屋的原因,而不是等到春天!

1. Prices Will Continue to Rise
房價將持續上漲

CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.3% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.2% over the next year.

CoreLogic最新的房價指數報告指出,過去12個月內房價已上漲了6.3%,該報告預測,價格將在未來一年持續以5.2%的速度增漲。

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

房屋最低價時期已經來了又過了,房價接下來將持續上升,繼續等待不再有意義。 (more…)

New Home Sales Race to Keep Up with Demand [INFOGRAPHIC]

New Home Sales Race to Keep Up with Demand [INFOGRAPHIC]

Some Highlights:
重點整理

  • Many buyers who are searching for their dream homes are turning to new home construction after 10% of all new home buyers sighted a lack of inventory of existing homes as their reason for purchase.
    許多正在尋找夢想家園的買家轉向建商新屋建設,10%的新房購屋者表示現有房屋庫存不足為他們購買新屋的理由。
  • The median home price decreased slightly from September’s high of $314,100 to $304,500 in October.
    房價平均售價9月份的$314,100美元略微下降至10月份的$304,500美元。
  • The West saw the largest month over month jump in sales at 28.7%.
    美西地區的月銷量增長了28.7%。