5 Reasons Why Homeownership Is a Good Financial Investment

According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?

根據Trulia最近的一份報告,“在100個大都市圈地區,購屋比租屋便宜平均37.7%”,這可能使有些人想要購屋而不是再簽下一年的租約,但是,從理財觀點來看,這是值得的投資嗎?

In the report, Ralph McLaughlin, Trulia‘s Chief Economist explains:
在報告中,Trulia首席經濟學家Ralph McLaughlin解釋說:

“Owning a home is one of the most common ways households build long-term wealth, as it acts like a forced savings account. Instead of paying your landlord, you can pay yourself in the long run through paying down a mortgage on a house.”

“擁有一棟房屋是建立長期財富最常見的方式之一,因為這是個強制性的儲蓄賬戶,與其付錢給房東,不如以支付房貸的方式長期付錢給自己。”

The report listed five reasons why owning a home makes financial sense:
該報告列出了為什麼擁有一棟房屋是聰明投資的五個原因:

  1. Mortgage payments can be fixed while rents go up.
    房屋貸款可以固定,而租金一直在上漲。
  2. Equity in your home can be a financial resource later.
    房屋的抵押資產未來可能是個財務資源。
  3. You can build wealth without paying capital gains.
    您可以建立財富而不需支付資本利得。
  4. A mortgage can act as a forced savings account.
    房屋貸款可以做為強制儲蓄賬戶。
  5. Overall, homeowners can enjoy greater wealth growth than renters.
    總合來說,屋主可以享受比租屋者更大的財富增長。

Bottom Line
結論

Before you sign another lease, let’s get together and discuss all your options.

在您簽訂一年的租約之前,歡迎與我們聯絡,談談您其他的更佳選擇!

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