Month: August 2016

Home Values: DEFINITELY NOT in Bubble Range!! 房價絕對不在泡沫中!

Home Values: DEFINITELY NOT in Bubble Range!!

There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble. It is easy to see how this thinking has taken form if we look at a graph of home prices from 2000 to today.

有一些房地產權威人士聲稱房屋價值已過度上漲,而目前的情況處於另一個房地產泡沫化的邊緣,如果我們看一下從2000年到今天的房價圖表,很容易看出為何會有這個想法。 (more…)

Why Is There So Much Paperwork to Sign to Get a Mortgage? 為什麼取得房貸需要填這麼多文件?

Why Is There So Much Paperwork to Sign to Get a Mortgage?

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.

經常有人問我們為什麼有購屋時,銀行需要這麼多文件來申請房屋貸款,似乎銀行需要了解有關我們一切,而且在申請表上的項目還需要三個獨立的來源驗證。

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

許多買家可能聽朋友和家人說,他們十幾二十年前買房子時比現在容易一百倍。

There are two very good reasons that the loan process is much more onerous on today’s buyer than perhaps any time in history.

今日買家的貸款程序可能較過去的買家更多,有兩個非常好的原因。 (more…)

[Fullerton] Bon Juk Restaurant 본죽

Bon Juk Restaurant

More “what to eat when you have a cold” post.
Anything hot and soupy is soothing for my throat.
So we headed to a Korean porridge restaurant for dinner.

繼續“感冒時該吃什麼好”的文章,
這時只要是熱熱的湯湯水水都會讓我的喉嚨舒服很多,
這天晚上我們去吃了韓國粥。 (more…)

[Anaheim] Myung Dong Kyoja

Myung Dong Kyoja

I got a cold. ?
What to eat when you have a cold?
Chicken noodle soup of course.
And we are having it Korean style.

我感冒了(咳咳咳),感冒時要吃什麼好呢?
當然是喝雞湯,公園先生帶我來吃韓國的雞湯麵。 (more…)

Don’t Get Caught in the Rental Trap! 不要掉入租屋陷阱!

Don’t Get Caught in the Rental Trap!

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

購屋有許多好處,其中一個最大的好處就是能夠保護自己不受到租金上漲的影響,利用房貸鎖定您的住屋開銷。

Don’t Become Trapped
不要被困住

Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a “Rental Affordability Crisis.” He warns that,

Realtor.com首席經濟學家喬納森.史莫克報導了他所謂的“租金支付能力危機”,他警告說: (more…)

[Westminster] Com Ga Nam An Chicken Rice

Com Ga Nam An Chicken Rice

I was in the area to take care of some real estate business.
It was around lunch time, and I remember I had Com Ga Nam An Chicken Rice on my to-try list.

這天來小西貢附近處理一些房地產工作上的事,
事情辦完後也是午餐時間了,
想起來一直想來試試Com Ga Nam An這家的海南雞飯。 (more…)

[Garden Grove] The Wharf

The Wharf

Dr. P wanted to have spicy Cajun crawfish, and we found The Wharf on Yelp.
It is located in the Old Town part of Garden Grove.

公園先生想要吃辣小龍蝦,我們在Yelp上找到The Wharf這家餐廳,
位在園林市的老街那裡。 (more…)

How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC] 供應和需求如何影響房地產市場 [圖表]

How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC]

Some Highlights:
重點整理:

  • The concept of Supply & Demand is a simple one. The best time to sell something is when supply of that item is low & demand for that item is high!
    供應和需求是一個簡單的概念,賣東西的最佳時機是在市場供應不足同時需求又高的時候!
  • Anything under a 6-month supply is a Seller’s Market!
    6個月以下的庫存量即是賣方市場!
  • There has not been a 6-months inventory supply since August 2012!
    從2012年八月之後從沒有超過6個月的庫存量。沒有發生過,因為2012年8月的6個月的庫存供應!
  • Buyer Demand continues to outpace Seller Supply!
    買方的需求持續超過賣家的供應!